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A mortgage is a loan used to purchase property. Your lender provides the funds, and you repay monthly over a set term, including interest. The property serves as collateral for the loan, which means if you fail to make repayments, the lender can repossess the property.
Learn more: Read our guides on buying your first home, remortgaging strategies, and how to use mortgage calculators effectively.
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Calculate NowThis website provides informational tools and calculators for general guidance only. The results are not financial advice and should not be treated as such. We are not authorized or regulated by the Financial Conduct Authority (FCA).
Always consult with a qualified and regulated financial advisor before making any financial decisions. Your home may be repossessed if you do not keep up repayments on your mortgage.