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A mortgage is a loan used to purchase property. Your lender provides the funds, and you repay monthly over a set term, including interest. The property serves as collateral for the loan, which means if you fail to make repayments, the lender can repossess the property.
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Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. Always consult with a qualified financial advisor before making decisions about mortgages or other financial products.