About Us

Our Story

UK Mortgage Calculator was founded in 2020 by Jason, a software developer who experienced first-hand the difficulty of navigating the mortgage process. After spending hours searching for clear, straightforward information about mortgage rates and repayments, he decided to build the tools he wished he had.

What started as a simple calculator has grown into a comprehensive resource with multiple specialist tools covering affordability, stamp duty, overpayments, buy-to-let investments, and more.

What We Do

We provide free, easy-to-use mortgage calculators and educational content to help people in the UK make informed decisions about their mortgages. All calculations are performed in your browser -- we never collect or store your financial data.

Our blog covers the latest mortgage market news, interest rate changes, and practical guides for first-time buyers, remortgagers, and property investors.

Our Approach

• Independence: We are not affiliated with any lender, broker, or financial institution. Our content and tools are impartial.
• Privacy first: Your financial data stays on your device. Our calculators run entirely in your browser.
• Transparency: This website is supported by advertising. We are upfront about this and it does not influence our content.
• Accuracy: Our calculators use standard industry formulas. Our editorial content is researched and fact-checked.